Repayment Calculator How much will I have to repay every month?
What is it?

When you contract a loan, you will have to make payments regularly (e.g. monthly or weekly) to repay this loan. This calculator helps you to understand how much you will have to repay on a regular basis and how much interest you will have paid overall on top of repaying your loan principal.

This Repayment Calculator includes several other common calculators, including:

  • Split Loan Calculator
  • Lump Sum Calculator
  • Principal and Interest Calculator


Loan Amount

Loan Period

Loan Type
Loan Rate
Repayment Frequency
Repayment Type
Lump Sum Payments


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Disclaimer

By using this service, you hereby accept that you have read the Terms & Conditions and agree to be bound by them.

Assumptions
  • All months are assumed to be of equal length.
  • One year is assumed to contain exactly 52 weeks, 26 fortnights and 12 months.
  • One month is assumed to contain 2.17262 fortnight or 4.34524000014568 weeks.
  • Repayments are rounded to the nearest cent.
  • Depreciation for Building Depreciation uses straight-line method (constant depreciation).
Reverse Rent Calculator How much could I borrow based on how much rent I pay?
What is it?

The result of this calculator gives you an indication of how much you can afford to borrow based on the current amount of rent you pay.


Rent
Rate
Loan Duration

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Disclaimer

By using this service, you hereby accept that you have read the Terms & Conditions and agree to be bound by them.

Assumptions
  • All months are assumed to be of equal length.
  • One year is assumed to contain exactly 52 weeks, 26 fortnights and 12 months.
  • One month is assumed to contain 2.17262 fortnight or 4.34524000014568 weeks.
  • Repayments are rounded to the nearest cent.
  • Depreciation for Building Depreciation uses straight-line method (constant depreciation).
Compound Interest Calculator How much will I earn from the interests on my account?
What is it?

The interest you earn during a year is added to the principal (the amount of money you have on your account). The next year, as your principal has increased, you will then earn more interest. Thus your balance will grow at an increasing rate. The act of declaring interest to be principal is called compounding, and you can compound each month or each year. This calculator will show you how much money you will have on your account after leaving an initial deposit amount for the indicated number of years.


Initial Deposit
Interest Rate
Number of Years
Yrs
Compound Period

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Disclaimer

By using this service, you hereby accept that you have read the Terms & Conditions and agree to be bound by them.

Assumptions
  • All months are assumed to be of equal length.
  • One year is assumed to contain exactly 52 weeks, 26 fortnights and 12 months.
  • One month is assumed to contain 2.17262 fortnight or 4.34524000014568 weeks.
  • Repayments are rounded to the nearest cent.
  • Depreciation for Building Depreciation uses straight-line method (constant depreciation).
Stamp Duty Calculator How much will I have to pay for stamp duty?
What is it?

Stamp Duty is a tax levied by all Australian territories and states on property purchase. The stamp duty varies based on which states the property is purchased in, and is based on different factors including property value and the purpose of the investment (e.g. primary residence or rental investment). This calculator provides an estimation of how much stamp duty you will have to pay.


State
Property Purchase Price
Property Type
Purchase Reason
First Home Buyer?
Foreign Investor?

Reset
Disclaimer

By using this service, you hereby accept that you have read the Terms & Conditions and agree to be bound by them.

Assumptions
  • All months are assumed to be of equal length.
  • One year is assumed to contain exactly 52 weeks, 26 fortnights and 12 months.
  • One month is assumed to contain 2.17262 fortnight or 4.34524000014568 weeks.
  • Repayments are rounded to the nearest cent.
  • Depreciation for Building Depreciation uses straight-line method (constant depreciation).
Loan Comparator Which loan will make me save more?
What is it?

This calculator helps you to compare 2 different loans. Based on different parameters (loan amount, rate and duration), it will tell you which of the two loans will cost you less overall, and it will provide a detailed comparison of the repayment amount and total interest amount paid in each scenarios.


Loan 1
Loan Amount
Loan Rate
Loan Duration
Advanced Loan 1 Parameters
Lenders Mortgage Insurance
Mortgage Protection Insurance
Loan Application Fee
Document Preparation Fee
Bank Legal Fee
Bank Valuation Fee
Security Guarantee Fee
Rate Lock Fee
Other Fees
Loan 2
Loan 2 Amount
Loan 2 Rate
Loan 2 Duration
Advanced Loan 2 Parameters
Lenders Mortgage Insurance
Mortgage Protection Insurance
Loan Application Fee
Document Preparation Fee
Bank Legal Fee
Bank Valuation Fee
Security Guarantee Fee
Rate Lock Fee
Other Fees


Reset
Disclaimer

By using this service, you hereby accept that you have read the Terms & Conditions and agree to be bound by them.

Assumptions
  • All months are assumed to be of equal length.
  • One year is assumed to contain exactly 52 weeks, 26 fortnights and 12 months.
  • One month is assumed to contain 2.17262 fortnight or 4.34524000014568 weeks.
  • Repayments are rounded to the nearest cent.
  • Depreciation for Building Depreciation uses straight-line method (constant depreciation).
Borrowing Power Calculator What is the maximum loan amount I can borrow?
What is it?

This calculator helps you to estimate the maximum loan amount available based on your different sources of income and current expenses. Please note that there can be a lot of variations in the way lenders will assess your situation (including income and expenses, credit history, LVR, credit score, etc...) so the calculator only provides a rough indication based on the formulas and parameters most commonly used.


Income

Joint Application?
Salary
Income Type
Rental Income
Other Income
Expenses

Dependants
0 1 2 3 4+
Annual Expenses
$/year
Loan Repayment
Credit Card Limit
Other Expenses
Loan

Loan Rate
Loan Duration

Reset
Disclaimer

By using this service, you hereby accept that you have read the Terms & Conditions and agree to be bound by them.

Assumptions
  • All months are assumed to be of equal length.
  • One year is assumed to contain exactly 52 weeks, 26 fortnights and 12 months.
  • One month is assumed to contain 2.17262 fortnight or 4.34524000014568 weeks.
  • Repayments are rounded to the nearest cent.
  • Depreciation for Building Depreciation uses straight-line method (constant depreciation).
Capital Gain Tax (CGT) Calculator How much tax will I have to pay if I sell my property?
What is it?

Capital Gain Tax (CGT) is the tax you pay on capital gains. When selling an investment property, if you have made a capital gain (you are selling the property for more than you bought it), you will have to pay Capital Gain Tax. This calculator helps you to estimate the amount of tax you will have to pay when reselling your investment property.


General
Property Purchase Date
Property Purchase Price
Property Sold Date
Sale Price
Current Taxable Income
Incidental Costs for Purchase of the Property
Property Improvements (Repairs)
Stamp Duty
Agent's Commission
Tax Advisor's Commission
Legal Expenses
Surveyor's Fee
Travel Expenses
Other
Capital Cost of Ownership of the Property
Cost for Property Title
Cost of Selling the Property
Advertising Expenses
Agent's Commission
Auction Fee
Legal Expenses
Other


Reset
Disclaimer

By using this service, you hereby accept that you have read the Terms & Conditions and agree to be bound by them.

Assumptions
  • All months are assumed to be of equal length.
  • One year is assumed to contain exactly 52 weeks, 26 fortnights and 12 months.
  • One month is assumed to contain 2.17262 fortnight or 4.34524000014568 weeks.
  • Repayments are rounded to the nearest cent.
  • Depreciation for Building Depreciation uses straight-line method (constant depreciation).